Gated community on Turkey Creek near Holly Ridge, NC

Topsail Bluff

Topsail Bluff is a gated community between Holly Ridge and Sneads Ferry on Turkey Creek, with quick access to the Intracoastal Waterway. It has a boat ramp, a pier and day dock, walking trails, and a small practice golf area.

Lots are about half an acre.

Build facts

Lot types

About half acre lots

Flood and wind

Flood zones change lot by lot near the water. We pull the FEMA flood map, the required floor height, and the wind design rating for your lot before design begins.

Permits

Onslow County or the Town of Holly Ridge, based on the lot

HOA and design review

HOA about $1,000 a year (2026 listing).

Get a free lot review

Longshore homes nearby

No items found.

Can you build a custom home here?

Yes. Lots were still for sale in 2026.

Before you buy, ask for a free lot review. We will check the flood zone, septic or sewer, and the HOA rules.

Common questions

Is Topsail Bluff gated?

Yes. Topsail Bluff is a gated community.

How much is the HOA fee?

A 2026 listing showed $1,000 a year. It covers common areas, grounds, roads, and management.

Can I get to the water?

Yes. Residents have deeded water access with a boat ramp, a boat dock, and a day dock on Turkey Creek.

How big are the lots?

Recent listings show about 0.47 acre.

What schools serve Topsail Bluff?

Homes here are in Onslow County Schools. School lines can change, so check the district address lookup for a specific lot.

Is it in a flood zone?

Some lots are and some are not. It depends on how low the lot sits and how close it is to the water. Check the FEMA flood map for the exact lot. In a free lot review, we check the flood zone and the floor height the county will require.

Can I build a custom home here?

Yes. Open lots make Topsail Bluff a good choice. Longshore can help you plan the home.