Pender and Onslow Counties, North Carolina
Surf City
Surf City is the center of Topsail Island, with the main bridge to the mainland, shops, restaurants, and a busy pier. The town reaches across the sound, so it includes both island lots and mainland lots.
Island lots in Surf City need homes on pilings built to strict flood and wind rules. Mainland lots offer more space and often simpler foundations. We help you weigh the tradeoffs before you buy.
Surf City is about 15 minutes from Longshore homes in Hampstead.
Build facts
Lot types
Oceanfront and sound front island lots, plus mainland lots west of the bridge
Flood and wind
Island lots often sit in a high risk flood zone and the highest wind design rating on our coast. We confirm the flood zone, the required floor height, and any CAMA (coastal permit) rules for your lot before design begins.
Permits
Town of Surf City Planning and Inspections
HOA and design review
Longshore homes nearby
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